PayRecon automatically checks your merchant statements for hidden fees, rate overcharges, and missing deposits — and explains it in plain English.
No credit card required · Takes 5 minutes
Most small businesses overpay on card processing fees — and never know it.
A processor billing 2.31% instead of your contracted 2.10% never throws an error. It silently skims every transaction, every day.
"Regulatory fee," "AVS surcharge," "statement fee" — processor-invented charges buried in your statement that cost nothing to remove if you know to ask.
Timing gaps and partial settlements can mean money you're owed hasn't arrived — and nobody tells you.
The average merchant we analyze is overpaying $200–$800/month. That's $2,400–$9,600/year.
No accounting degree required.
Drag in your processor statement (Stripe, Square, or CSV from any processor) and your bank statement.
PayRecon compares what you contracted to pay vs. what you actually paid vs. what hit your bank account.
We email you a clear summary: what was found, what it cost you, and exactly what to say when you call your processor.
Cancel anytime. No contracts.
Perfect for a single location
For merchants with multiple processors
For high-volume merchants
Not sure? Start with a free audit — no card required.
Upload your last statement and get a free audit report in minutes.
Start free audit